About MoneyWiseCalc
We build free, accurate finance calculators for Australians — with rates referenced from official public sources to help you make informed decisions about property, mortgages, and money.
Our Mission
Financial decisions shouldn't require expensive consultations or confusing spreadsheets. MoneyWiseCalc exists to make complex calculations simple and accessible to everyone — whether you're a first home buyer working out stamp duty, a business owner calculating the true cost of hiring, or a family planning your mortgage repayments.
Every calculator we build references rates from official Australian public sources like state revenue offices and the ATO. We update our rates regularly, clearly link our data sources, and explain how each calculation works. No hidden formulas, no guesswork — just transparent tools you can trust.
What We Offer
MoneyWiseCalc provides a growing suite of free financial tools designed specifically for Australian conditions — including state-specific rates, concessions, and government fees.
Calculators
Free tools for stamp duty, mortgage repayments, borrowing power, salary and employer costs — all updated with current rates.
Guides
Plain-English explanations of stamp duty, LMI, home loans, and first home buyer schemes — with state-by-state breakdowns.
Transparent Data
Every calculation links to its official source. See exactly where our rates come from and when they were last updated.
How MoneyWiseCalc is funded
MoneyWiseCalc is free to use. We may earn revenue from advertising, affiliate links, and paid referrals (lead fees) when you choose to submit an enquiry to be contacted by a mortgage broker partner. This helps fund ongoing maintenance and updates.
Important note
MoneyWiseCalc is not a lender or broker and does not provide credit assistance or recommendations. Referrals are optional and do not affect calculator outputs.
Our Approach
Accuracy First
We reference rates from official public sources and regularly verify our calculations against state revenue office websites.
Full Transparency
Every calculator shows its data sources and methodology. No black boxes or hidden formulas.
User Focused
Clean, fast, mobile-friendly tools. No account required, no paywalls, no unnecessary complexity.
Australia Specific
Built for Australian conditions: state-specific rates, local concessions, and government schemes.
Our Data Sources
We reference rates and thresholds from official Australian public sources. Here are some of the authorities we rely on:
Get in Touch
Have a question, found an error, or want to request a new calculator? We'd love to hear from you.
Ready to crunch some numbers?
Explore our free calculators and guides — all built with official Australian government data.