About MoneyWiseCalc

We build free, accurate finance calculators for Australians — with rates referenced from official public sources to help you make informed decisions about property, mortgages, and money.

Our Mission

Financial decisions shouldn't require expensive consultations or confusing spreadsheets. MoneyWiseCalc exists to make complex calculations simple and accessible to everyone — whether you're a first home buyer working out stamp duty, a business owner calculating the true cost of hiring, or a family planning your mortgage repayments.

Every calculator we build references rates from official Australian public sources like state revenue offices and the ATO. We update our rates regularly, clearly link our data sources, and explain how each calculation works. No hidden formulas, no guesswork — just transparent tools you can trust.

What We Offer

MoneyWiseCalc provides a growing suite of free financial tools designed specifically for Australian conditions — including state-specific rates, concessions, and government fees.

Calculators

Free tools for stamp duty, mortgage repayments, borrowing power, salary and employer costs — all updated with current rates.

Guides

Plain-English explanations of stamp duty, LMI, home loans, and first home buyer schemes — with state-by-state breakdowns.

Transparent Data

Every calculation links to its official source. See exactly where our rates come from and when they were last updated.

Our Approach

Accuracy First

We reference rates from official public sources and regularly verify our calculations against state revenue office websites.

Full Transparency

Every calculator shows its data sources and methodology. No black boxes or hidden formulas.

User Focused

Clean, fast, mobile-friendly tools. No account required, no paywalls, no unnecessary complexity.

Australia Specific

Built for Australian conditions: state-specific rates, local concessions, and government schemes.

Our Data Sources

We reference rates and thresholds from official Australian public sources. Here are some of the authorities we rely on:

Get in Touch

Have a question, found an error, or want to request a new calculator? We'd love to hear from you.

How We're Funded

MoneyWiseCalc may earn revenue from advertising displayed on our pages and affiliate partnerships with financial service providers. This does not influence calculator results, which are generated from stated assumptions and rates referenced from official public sources.

We believe in full transparency: our calculations show their methodology, our data sources are clearly linked, and advertising is always labelled. Your trust matters more than any partnership.

Why Australians trust MoneyWiseCalc
Rates from official sources
Updated regularly
Free to use
No account required

Ready to crunch some numbers?

Explore our free calculators and guides — all built with official Australian government data.