Free Finance Calculators
Australian finance calculators updated with official government rates. Mortgage repayments, stamp duty, borrowing power and more.
Updated March 2026Home Loan
5 calculatorsHome Loan Repayment
AustraliaCalculate your monthly home loan repayments with current Australian interest rates.
Borrowing Power Calculator
AustraliaFind out how much you could borrow based on your income, expenses, and existing debts.
Refinance Calculator
AustraliaCompare your current loan with a new rate to see break-even months, net savings at 1, 3 and 5 years, and whether refinancing is worth the fees.
Offset Calculator
AustraliaCalculate how much interest and time a home loan offset account could save you. Compare offset vs no offset scenarios.
LMI Calculator
AustraliaEstimate Lenders Mortgage Insurance (LMI) on Australian home loans above 80% LVR. Compare upfront vs capitalised LMI and see the deposit gap to avoid it.
Taxes & Duties
2 calculatorsStamp Duty Calculator
AustraliaCalculate transfer duty for property purchases in any Australian state or territory. Includes first home buyer concessions.
Capital Gains Tax Calculator
AustraliaCalculate Australian capital gains tax on property, shares, crypto and other assets. Compares discount, indexation and other CGT methods with full tax bracket calculation.
Income & Payroll
0 calculatorsEmployer Cost Calculator
AustraliaCalculate the true cost of hiring including superannuation and other costs.
Payroll Tax
AustraliaCalculate payroll tax obligations.
Salary ↔ Hourly
AustraliaConvert between annual salary and hourly rate.
Take-Home Pay
AustraliaCalculate net pay after tax and deductions.
Savings & Investing
0 calculatorsCompound Interest
AustraliaSee how your savings grow over time.
Savings Goal
AustraliaCalculate how much to save each month.
Superannuation
AustraliaCalculate your retirement superannuation balance.