QLD Stamp Duty Calculator (Transfer Duty) — Rates & First Home Concessions

Also see: Stamp Duty by State | National Calculator

What is stamp duty in QLD?

In Queensland, stamp duty is called transfer duty. It's generally payable when you buy a property (home, land, or investment) and the amount depends on:

property value (dutiable value)
property type (home vs vacant land)
buyer type (first home buyer vs other)
eligibility for concessions or exemptions

Tip: If you're comparing properties, keep the purchase price and property type consistent (e.g. established home vs vacant land) — QLD concessions can change the result materially.

QLD transfer duty rates (summary)

Queensland uses progressive bands (tiered rates). That means different portions of the property value are taxed at different rates — it's not a flat percentage.

Here's how to think about it:

Duty increases in brackets as property value rises
Concessions can significantly reduce duty for eligible buyers
The first home concession can eliminate duty entirely for properties under threshold

First home buyer concessions in QLD

This is one of the top reasons people search "stamp duty QLD".

First home concession (established homes)

Who it's for: First home buyers purchasing an eligible established home to live in
What it does: Reduces or eliminates transfer duty if you meet the criteria
Key thresholds:
- Full concession (no duty): homes valued up to $700,000
- Partial concession: homes valued $700,001 to $800,000 (tapered)
- No concession: homes valued above $800,000

First home concession (new homes)

From 1 May 2025, Queensland introduced expanded concessions for first home buyers purchasing or building a new home.

Who it's for: First home buyers buying a new home or building a home
What it does:
- Full concession: reduces duty to nil (if eligible)
- Contract date rule: must be 1 May 2025 or later
- No value cap: applies with no value cap for the home and residential land attributed to it (extra/non-residential land may still attract duty)

Note: The first home (new home) concession applies only where the contract date is 1 May 2025 or later.

Official source: QRO — First home concession (new homes)

First home vacant land concession

Who it's for: First home buyers purchasing eligible vacant land to build on
What it does: Reduces or eliminates duty depending on land value
Key thresholds:
- Full concession (no duty): land valued up to $350,000
- Partial concession: land valued $350,001 to $500,000 (tapered)
- No concession: land valued above $500,000

Important: Concession eligibility can depend on residency rules, contract dates, and whether the property will be your principal place of residence. Always verify with your conveyancer or the Queensland Revenue Office.

What other costs are paid when buying in QLD?

People rarely only pay stamp duty. Budget for these additional costs:

Transfer registration fee — paid to register the property title in your name
Mortgage registration fee — if you're taking out a home loan
Conveyancing/solicitor fees — for legal work on your purchase
Building & pest inspection — recommended before purchase
Lender fees — loan application, valuation, etc. (if applicable)

MoneyWiseCalc shows:

Stamp duty total
Government fees total
Total government costs (duty + fees)

Quick action: Estimate total government costs | Full breakdown of stamp duty fees & government costs

Examples (QLD)

Example 1: First home buyer — established home at $650,000

Property type: Established home
Purchase price: $650,000
Buyer type: First home buyer (eligible for concession)
Result: $0 transfer duty (full concession applies)

Example 2: Investor — unit at $550,000

Property type: Established unit
Purchase price: $550,000
Buyer type: Investor (no concessions)
Result: Standard transfer duty applies (use the calculator for an exact estimate)

Example 3: First home buyer — vacant land at $400,000

Property type: Vacant land
Purchase price: $400,000
Buyer type: First home buyer (eligible for land concession)
Result: Partial concession applies (reduced duty — use calculator for estimate)

Note: These are simplified examples for illustration. Use the calculator below for your specific scenario and confirm with your conveyancer.

Calculate QLD stamp duty

Use the calculator below to estimate your Queensland transfer duty. Select "QLD" as your state, enter your property details, and toggle "First Home Buyer" if applicable.

Open QLD Stamp Duty Calculator

FAQ — QLD stamp duty

How much is stamp duty in QLD?

It depends on property value, type, and whether you qualify for concessions. Use the calculator above for an instant estimate, then verify against official sources before signing.

Do first home buyers pay stamp duty in QLD?

Some first home buyers may receive concessions or pay no duty at all, depending on the property type, value, and eligibility rules. Homes under $700,000 and land under $350,000 may qualify for full concession.

What is transfer duty in Queensland?

Transfer duty is the Queensland term for stamp duty. It's generally payable when property ownership transfers and is collected by the Queensland Revenue Office (QRO).

Is stamp duty different for investment properties in QLD?

Yes. First home buyer concessions don't apply to investors, so duty is typically higher compared to eligible owner-occupiers buying the same property.

When do you pay stamp duty in QLD?

Typically as part of the settlement process. Your conveyancer or solicitor will arrange payment to the Queensland Revenue Office, usually on or before settlement date.

What are the QLD stamp duty thresholds for first home buyers?

For established homes, the thresholds are: full concession (no duty) up to $700,000, partial concession from $700,001 to $800,000 (tapered), and no concession above $800,000. For new homes (contracts from 1 May 2025), there is no value cap. For vacant land, thresholds are $350,000 (full) and $350,001–$500,000 (partial).

Does QLD stamp duty apply to vacant land?

Yes, transfer duty applies to vacant land purchases in Queensland. However, first home buyers purchasing vacant land to build on may qualify for the first home vacant land concession — full concession up to $350,000, partial concession from $350,001 to $500,000.

Data sources

Important: This guide provides general information. Final duty can vary due to eligibility criteria, contract details, and transaction specifics. Confirm the final amount with your conveyancer and the Queensland Revenue Office before settlement.