Stamp Duty by State (Australia)

Stamp duty (transfer duty) is set by each state and territory — so the rules, concessions, and surcharges can vary materially.

Quick action: Start with the Stamp Duty Calculator

Quick links (state guides)

• NSW: New South Wales (NSW)
• VIC: Victoria (VIC)
• QLD: Queensland (QLD)
• WA: Western Australia (WA)
• SA: South Australia (SA)
• TAS: Tasmania (TAS)
• ACT: Australian Capital Territory (ACT)
• NT: Northern Territory (NT)

What changes between states?

1) Rate bands (progressive tiers)

Most states use tiered rates, but the thresholds and marginal rates differ.

2) First home buyer concessions

Eligibility rules differ widely (value thresholds, property type, owner-occupier requirements).

3) Foreign purchaser surcharges

Some states apply a foreign buyer duty surcharge on top of standard duty.

4) Government fees at settlement

Beyond duty, buyers can pay registration fees (transfer and mortgage registration). MoneyWiseCalc can show total government costs (duty + fees) to reduce “settlement surprises”.

Best practice for accurate estimates

1. Select your correct state/territory
2. Choose the right property type (established/new/vacant land)
3. Toggle First Home Buyer / Foreign Buyer only if relevant
4. Use “Total government costs” to budget duty + common fees
5. Confirm eligibility and final duty with your conveyancer

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Tip: If you’re writing offers or planning cash to close, don’t budget “stamp duty only”. Budget duty + fees, and keep a buffer for lender and conveyancing costs.