ACT Stamp Duty (Australian Capital Territory) — 2026–27 Guide

In the ACT, conveyance duty (stamp duty) is charged by the ACT Revenue Office. The ACT has separate rate tables for owner-occupiers and non-owner-occupiers (such as investors), and a Home Buyer Concession Scheme that, from 1 July 2026, has no property price cap or income test.

Quick action: Calculate ACT stamp duty and government fees

ACT stamp duty at common prices (2026–27)

Price	Home you’ll live in	Investor	First home buyer (established)
$400,000	$5,008	$8,000	$0
$500,000	$8,408	$11,400	$0
$600,000	$12,728	$15,720	$0
$750,000	$19,208	$22,200	$0
$1,000,000	$33,958	$36,950	$0
$1,500,000	$68,100	$68,100	$0

Calculated with the MoneyWiseCalc stamp duty engine (rules version 1.2.0, checked against ACT Revenue Office on 30 September 2026). First home buyer columns assume you meet every eligibility rule. Figures exclude registration fees.

ACT rates

Owner-occupier rates are below; non-owner-occupiers pay higher rates on the first $260,000 (see the investor column). Above $1,455,000, 4.54% applies to the whole value for both.

Dutiable value	Duty
Up to $260,000	$0.28 per $100
$260,000 – $300,000	$728 + $2.20 per $100 over $260,000
$300,000 – $500,000	$1,608 + $3.40 per $100 over $300,000
$500,000 – $750,000	$8,408 + $4.32 per $100 over $500,000
$750,000 – $1,000,000	$19,208 + $5.90 per $100 over $750,000
$1,000,000 – $1,455,000	$33,958 + $6.40 per $100 over $1,000,000
Over $1,455,000	4.54% of the total value

First home buyers in ACT

Under the Home Buyer Concession Scheme, eligible buyers pay no conveyance duty. From 1 July 2026 the scheme has no property price cap and no income test, but you must still meet its eligibility rules — check the ACT Revenue Office before relying on it. The first home buyer column assumes you are eligible.

Foreign buyers

Our calculator applies no foreign purchaser duty surcharge for the ACT. Foreign ownership can attract other ACT charges, so confirm with the ACT Revenue Office.

Registration fees and total government costs

Access Canberra charges $496 to register a transfer and $184 to register a mortgage (from 1 July 2026). At $600,000 that makes total government costs of $13,408 for a home you’ll live in (duty plus both fees). See stamp duty fees vs total government costs to compare states.

When is ACT stamp duty paid?

Duty is usually paid at settlement through your conveyancer.

Examples

$600,000 home you’ll live in

Owner-occupier duty $12,728 versus $15,720 for an investor.

Eligible home buyer, $900,000

Duty $0 under the Home Buyer Concession Scheme (instead of $28,058).

Frequently asked questions

Is there stamp duty for first home buyers in the ACT?

Eligible buyers under the Home Buyer Concession Scheme pay none, and from 1 July 2026 there is no price cap or income test.

Why do investors pay more duty in the ACT?

Non-owner-occupiers use a separate rate table with higher rates on the first $260,000 of value.

How much is stamp duty on $500,000 in the ACT?

$8,408 for an owner-occupier and $11,400 for a non-owner-occupier in 2026–27.

Sources

• ACT Revenue Office – Conveyance duty for non-commercial property
• ACT Revenue Office – Home Buyer Concession Scheme
• ACT Revenue Office – Budget 2026-27 updates
• Access Canberra – Land title fees

Related guides

• Stamp duty in Australia — every state compared
• First home buyer stamp duty by state
• Can I Buy This Home? — duty, fees, LMI and cash needed in one estimate

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Important: General information only. Duty depends on eligibility, property type and the contract details. Confirm the final amount with your conveyancer and ACT Revenue Office.