Stamp Duty
Complete guide to stamp duty in Australia: how it works, who pays, first home buyer exemptions and how to calculate it.
Stamp Duty Guides (Australia)
Buying property? Stamp duty (also called transfer duty) can be one of the biggest upfront costs. Use these guides to understand how duty is calculated, who qualifies for concessions, and what applies in your state or territory.
Quick action: Use the Stamp Duty Calculator
Start here
-
Stamp Duty Calculator Australia (how it works + key rules)
→ Stamp Duty Calculator Australia -
First Home Buyer Stamp Duty (exemptions + concessions)
→ First Home Buyer Stamp Duty -
Stamp Duty Fees vs Total Government Costs (duty + fees) (MoneyWise differentiator)
→ Stamp Duty Fees vs Total Government Costs
Stamp duty by state and territory
Select your state/territory to see the most relevant rules, concessions, and common scenarios:
- NSW Stamp Duty Guide → NSW Stamp Duty Guide
- VIC Stamp Duty Guide → VIC Stamp Duty Guide
- QLD Stamp Duty Guide → QLD Stamp Duty Guide
- WA Stamp Duty Guide → WA Stamp Duty Guide
- SA Stamp Duty Guide → SA Stamp Duty Guide
- TAS Stamp Duty Guide → TAS Stamp Duty Guide
- ACT Stamp Duty Guide → ACT Stamp Duty Guide
- NT Stamp Duty Guide → NT Stamp Duty Guide
What most calculators miss (and what we show)
Most stamp duty tools show duty only. At settlement, many buyers also pay government fees like:
- transfer registration fee
- mortgage registration fee (if you’re borrowing)
MoneyWiseCalc can show:
- Stamp duty total
- Government fees total
- Total government costs (duty + fees)
Next step: Estimate total government costs now
Related calculators
If you’re planning a purchase, these calculators usually go together:
- Mortgage / Home Loan Repayment Calculator → Mortgage / Home Loan Repayment Calculator
- Borrowing Power Calculator → Borrowing Power Calculator
Important: Guides provide general information only. Results can vary based on eligibility and transaction details. Confirm with your conveyancer and your state/territory revenue authority.
Related Guides
Stamp Duty Guide (Australia)
Complete guide to stamp duty in Australia: how it works, who pays, first home buyer exemptions and how to calculate it.
Read guideFirst Home Buyer Stamp Duty
Everything about first home buyer concessions: exemptions, thresholds, and eligibility by state.
Read guideStamp Duty Fees & Total Costs
Understanding total government costs: stamp duty, transfer fees, mortgage registration and more.
Read guideStamp Duty by State
Overview of stamp duty rates and rules across all Australian states and territories.
Read guide